Coild
Alternative payments

50+ APMs. One integration.

Go where cards can't. Local bank rails, e-wallets, vouchers and open banking — routed smartly so every customer gets a method that converts.

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Bank transfers & open banking

Pay-by-bank, instant transfers and account-to-account flows where cards get declined.

  • SEPA & SEPA Instant
  • UK Faster Payments
  • iDEAL, Bancontact, Sofort, Trustly
  • PIX (Brazil), UPI (India), PayID (AU)
  • Open banking PIS across EU/UK
  • Real-time confirmation webhooks

E-wallets

Reach customers who never enter a card number.

  • Skrill, Neteller, ecoPayz
  • MuchBetter, Jeton, AstroPay
  • MiFinity, Volt, Revolut Pay
  • AliPay, WeChat Pay
  • GrabPay, GCash, OVO

Vouchers, mobile & cash

Cash-based and prepaid options for unbanked and privacy-conscious users.

  • Paysafecard, Flexepin, CashtoCode
  • Boleto Bancário (Brazil)
  • OXXO (Mexico)
  • Konbini (Japan)
  • Carrier billing in MENA & APAC

Smart routing & cascading

One integration. Best APM auto-selected per geography, device and risk profile.

  • Geo-IP & BIN-based routing
  • Fallback cascading on decline
  • A/B test conversion by APM
  • Currency conversion & FX
  • Unified reconciliation
  • Single settlement file