Card issuing & acquiring

Cards for the categories others avoid.

Issue Visa and Mastercard programs under your brand, and accept payments across high-risk MCCs with PSP routing built for approval rates — not rejections.

Visa & Mastercard issuing

Launch your own branded card program — virtual, physical, single or multi-currency.

  • Virtual cards issued instantly
  • Physical cards with custom design
  • Mono and multi-currency wallets
  • Top-up, withdraw, freeze, reissue
  • Real-time authorization controls
  • Spend limits, MCC blocking, geo-rules

Apple Pay & Google Pay

Push-provisioning into mobile wallets out of the box. Tap-to-pay from day one.

  • In-app provisioning
  • Manual entry provisioning
  • Wallet token lifecycle management
  • 3DS2 step-up on suspicious auths

High-risk merchant acquiring

Accept cards under high-risk MCCs that mainstream acquirers refuse — with smart routing across our PSP network.

  • High-risk MCC underwriting
  • Global PSP cascading
  • Local acquiring in EU, UK, US, LATAM
  • Dynamic descriptors
  • Rolling reserves managed transparently
  • Up to 95%+ approval rates

Fraud & chargeback management

Keep dispute ratios under Visa VAMP and Mastercard ECM thresholds with built-in tooling.

  • 3DS2 frictionless & challenge
  • Tokenization & network tokens
  • Ethoca & RDR alerts
  • Verifi CDRN integration
  • Representment automation
  • AI fraud scoring per transaction

Full card lifecycle API

Everything programmable. No portals, no manual ops.

  • PIN management & 3DS
  • Limit & velocity controls
  • Card webhooks & real-time events
  • BIN sponsorship included